Average Commercial Banks Interest Rates on the Basis of Interest Incime and Interest Expenses (Foreign Exchange Indexation Clause) by Date, Frequency and Items

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		Avg. effective Comm. Banks' IR (D) - Short term loans (rD)	Avg. effective Comm. Banks' IR (D) - Short term loans (n)	Avg. effective Comm. Banks' IR (D) - Long term loans (rD)
31.03.1997	Quaterly	9.6	11.6	8.4
31.03.1997	Annual	..	..	..
30.06.1997	Quaterly	8.4	6.5	9.2
30.06.1997	Annual	..	..	..
30.09.1997	Quaterly	8.7	23.3	8.6
30.09.1997	Annual	..	..	..

Notes:

Table 2.5.2.: Average Commercial Banks' Interest Rates on Basis of Interest
(Methodology in details is shown on page Financial Data: Methodology of statistical time series) Income and Interest Expenses
Interest rates are computed as the ratio of the amount of interest to the average balance of assets.
Interest is represented by the interest income and interest expenses. The average amount of investments/
assets is a sum of daily values divided by the number of days.
Because of the change in the frame of accounts for banks and savings banks since May 2002 the
revalorization and interest incomes are no more represented separately, so the calculation of the real
effective interest rates is no longer possible.

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Average Commercial Banks Interest Rates on the Basis of Interest Incime and Interest Expenses (Foreign Exchange Indexation Clause) by Date, Frequency and Items

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Average Commercial Banks Interest Rates on the Basis of Interest Incime and Interest Expenses (Foreign Exchange Indexation Clause) by Date, Frequency and Items

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