[Archive] Average Commercial Banks' Interest Rates (Foreign Exchange Indexation Clause)
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Contact and information

Information

Unit
Various Units
Contact
Franc OtoniÄŤar
e-mail: franc.otonicar@bsi.si
Footnotes

Footnotes

Table 2.3.2.: Average Commercial Banks' Interest Rates
(Methodology in details is shown on page Financial Data: Methodology of statistical time series)
Average interest rates (r and r(D)) are weighted arithmetic averages of the minimum and maximum interest
rates.
Spread is the difference between the weighted minimum and maximum interest rate: rmin=r - spread,
rmax=r+spread.
Nominal interest rates (n) are total annual interest rates.
The figures for the latest month are always provisional; updated figures in the following Monthly Bulletin are
not marked with sign *.
With September 1995 was abolished the revaluation with the tolar indexation clause for obligations in
domestic currency till 30 days, with July 2002 also revaluation for all loans and deposits in domestic
currency with maturity less than 1 year.
Note 1: With the 1st July 2002 the 'Law on changes and completions of the law on penalty rate and tolar
indexation clause' came into force. It prohibits the use of tolar indexation clause for assets and obligations
in domestic currency with the maturity less than 1 year. At the same time have most banks also stopped
using the foreign exchange clause for short-term loans and deposits, which has reduced the number of
reporting banks and led to series breaks.