CHARSET="ANSI";
CODEPAGE="utf-8";
LANGUAGE="sl";
DECIMALS=4;
SHOWDECIMALS=4;
MATRIX="01-2";
SUBJECT-CODE="01";
SUBJECT-AREA="PG";
TITLE="Obstoječa posojila brez okvirnih posojil, revolving posojil in posojil po kreditnih karticah - Obrestna mera";
CONTENTS="Obstoječa posojila brez okvirnih posojil, revolving posojil in posojil po kreditnih karticah - Obrestna mera";
UNITS="Odstotek";
STUB="Datum";
HEADING="Postavke";
VALUES("Datum")="2013M01","2013M02","2013M03","2013M04","2013M05","2013M06","2013M07","2013M08","2013M09","2013M10","2013M11","2013M12",
"2014M01","2014M02","2014M03","2014M04","2014M05","2014M06","2014M07","2014M08","2014M09","2014M10","2014M11","2014M12",
"2015M01","2015M02","2015M03","2015M04","2015M05","2015M06","2015M07","2015M08","2015M09","2015M10","2015M11","2015M12",
"2016M01","2016M02","2016M03","2016M04","2016M05","2016M06","2016M07","2016M08","2016M09","2016M10","2016M11","2016M12",
"2017M01","2017M02","2017M03","2017M04","2017M05","2017M06","2017M07","2017M08","2017M09","2017M10","2017M11","2017M12",
"2018M01","2018M02","2018M03","2018M04","2018M05","2018M06","2018M07","2018M08","2018M09","2018M10","2018M11","2018M12",
"2019M01","2019M02","2019M03","2019M04","2019M05","2019M06","2019M07","2019M08","2019M09","2019M10","2019M11","2019M12",
"2020M01","2020M02","2020M03","2020M04","2020M05","2020M06","2020M07","2020M08","2020M09","2020M10","2020M11","2020M12",
"2021M01","2021M02","2021M03","2021M04","2021M05","2021M06","2021M07","2021M08","2021M09","2021M10","2021M11","2021M12",
"2022M01","2022M02","2022M03","2022M04","2022M05","2022M06","2022M07","2022M08","2022M09","2022M10","2022M11","2022M12",
"2023M01","2023M02","2023M03","2023M04","2023M05","2023M06","2023M07","2023M08","2023M09","2023M10","2023M11","2023M12",
"2024M01","2024M02","2024M03","2024M04","2024M05","2024M06","2024M07","2024M08","2024M09","2024M10","2024M11","2024M12";
VALUES("Postavke")="1.1. stanovanjska posojila gospodinjstvom",
"1.2. potrošniška posojila gospodinjstvom","1.3. druga posojila gospodinjstvom",
"1.4. skupaj posojila nefinančnim družbam","1.5. posojila velikim nefinančnim družbam",
"1.6. skupaj posojila mikro, majhnim in srednjim nefinačnim družbam",
"1.7. posojila mikro nefinačnim družbam","1.8. posojila majhnim nefinančnim družbam",
"1.9. posojila srednjim nefinančnim družbam";
LAST-UPDATED="20250204 10:00";
CONTACT="Franc Otoničar#tel: (01) 4719407#e-mail: franc.otonicar@bsi.si##namestnica#Renata Progar#tel: (01) 4719304#e-mail: Renata.Progar-Zupan@bsi.si";
NOTEX="Obstoječi posli so opredeljeni kot stanja vseh posojil, ki so jih kreditne institucije odobrile strankam. Obrestna mera za obstoječe posle odraža ponderirano povprečno obrestno mero, ki se uporablja za stanja posojil v ustrezni kategoriji "
"instrumentov v referenčnem časovnem obdobju. Obrestne mere za obstoječe posle pokrivajo vsa uporabljena posojila, ki jih stranke še niso odplačale v vseh obdobjih do vključno datuma poročanja, ne pokrivajo pa slabih posojil in posojil za "
"prestrukturiranje dolga po obrestnih merah, ki so pod tržnimi. Statistike obrestnih mer MFI za neporavnane zneske so torej statistike obrestnih mer, ki so dejansko uporabljene za vse odprta posojila. Obrestne mere so izračunana kot tehtano povprečje vseh "
"obrestnih mer posojil v posamezni kategoriji. Kot utež se uporablja neodplačana glavnica posojila zmanjšana za zapadli del glavnice pred oslabitvijo.#Gospodinjstva vključujejo fizične osebe, samostojne podjetnike in nepridobitne institucije, ki "
"opravljajo storitve za gospodinjstva, iz EMU držav. Nefinančne družbe vključujejo samo družbe iz Slovenije.#Natančnejša metodološka pojasnila se nahajajo v internetni izdaji Biltena BS v poglavju IV. METODOLOŠKE OPOMBE - 2.4: Obrestne mere monetarnih "
"finančnih institucij. Dostopno na <A HREF='https://www.bsi.si/publikacije/statisticna-porocila/bilten-banke-slovenije' TARGET=_blank>povezavi.</A> #";
DATA=
2.8370 5.2184 4.2106 3.7410 ".." ".." ".." ".." ".."
2.8008 5.1937 4.2317 3.7386 ".." ".." ".." ".." ".."
2.7875 5.1802 4.2270 3.7257 ".." ".." ".." ".." ".."
2.7788 5.1740 4.2466 3.7301 ".." ".." ".." ".." ".."
2.7618 5.1710 4.2501 3.7077 ".." ".." ".." ".." ".."
2.7626 5.1676 4.2657 3.7183 ".." ".." ".." ".." ".."
2.7766 5.1746 4.2844 3.7291 ".." ".." ".." ".." ".."
2.7796 5.1740 4.2921 3.7075 ".." ".." ".." ".." ".."
2.7840 5.1774 4.2771 3.6755 ".." ".." ".." ".." ".."
2.7808 5.1772 4.2898 3.6493 ".." ".." ".." ".." ".."
2.7829 5.2536 4.2962 3.6727 ".." ".." ".." ".." ".."
2.7930 5.2558 4.3229 3.6681 ".." ".." ".." ".." ".."
2.8239 5.2752 4.3712 3.6626 ".." ".." ".." ".." ".."
2.8381 5.2814 4.3685 3.6988 ".." ".." ".." ".." ".."
2.8404 5.2888 4.3932 3.6919 ".." ".." ".." ".." ".."
2.8702 5.3067 4.4108 3.7178 ".." ".." ".." ".." ".."
2.8770 5.3198 4.4205 3.7274 ".." ".." ".." ".." ".."
2.8834 5.3146 4.4247 3.7178 ".." ".." ".." ".." ".."
2.8583 5.2853 4.3703 3.6673 ".." ".." ".." ".." ".."
2.8392 5.2746 4.3581 3.6408 ".." ".." ".." ".." ".."
2.8182 5.2529 4.3288 3.5853 ".." ".." ".." ".." ".."
2.7661 5.2142 4.2828 3.5176 ".." ".." ".." ".." ".."
2.7488 5.2009 4.2789 3.4900 ".." ".." ".." ".." ".."
2.7367 5.1967 4.2696 3.3473 ".." ".." ".." ".." ".."
2.7068 5.1633 4.2344 3.2797 ".." ".." ".." ".." ".."
2.6863 5.1453 4.2236 3.2873 ".." ".." ".." ".." ".."
2.6735 5.1229 4.1945 3.2366 ".." ".." ".." ".." ".."
2.6479 5.0930 4.1467 3.1775 ".." ".." ".." ".." ".."
2.6338 5.0745 4.1299 3.1099 ".." ".." ".." ".." ".."
2.6258 5.0515 4.0370 3.0469 ".." ".." ".." ".." ".."
2.5862 5.0129 4.0308 2.9572 ".." ".." ".." ".." ".."
2.5794 4.9974 4.0026 2.9119 ".." ".." ".." ".." ".."
2.5730 4.9791 3.9964 2.8522 ".." ".." ".." ".." ".."
2.5553 4.9502 4.0648 2.7847 ".." ".." ".." ".." ".."
2.5456 4.9377 4.0727 2.7549 ".." ".." ".." ".." ".."
2.5355 4.9175 4.0528 2.6577 ".." ".." ".." ".." ".."
2.5010 4.8827 4.0072 2.5959 ".." ".." ".." ".." ".."
2.4829 4.8659 4.0035 2.5088 ".." ".." ".." ".." ".."
2.4603 4.8428 3.9855 2.4624 ".." ".." ".." ".." ".."
2.4258 4.8209 3.9607 2.4108 ".." ".." ".." ".." ".."
2.4113 4.8125 3.9273 2.3909 ".." ".." ".." ".." ".."
2.4009 4.8084 3.9366 2.4193 ".." ".." ".." ".." ".."
2.3691 4.7878 3.9080 2.3738 ".." ".." ".." ".." ".."
2.3559 4.7897 3.9121 2.3565 ".." ".." ".." ".." ".."
2.3466 4.7971 3.9447 2.3270 1.8822 2.9386 3.2218 2.7481 2.6940
2.3335 4.8027 3.9366 2.3214 1.8753 2.9306 3.1979 2.7428 2.7061
2.3276 4.8114 3.9504 2.3181 1.8794 2.9182 3.1721 2.7450 2.6981
2.3212 4.8239 4.0376 2.2688 1.8125 2.9034 3.1783 2.6951 2.7025
2.3152 4.8328 4.0445 2.2558 1.7768 2.8719 3.1349 2.7402 2.6744
2.3119 4.8479 4.0561 2.2260 1.7459 2.8520 3.1237 2.7137 2.6442
2.3116 4.8675 4.0439 2.2070 1.7450 2.8095 3.0840 2.6985 2.5700
2.3083 4.8849 4.0417 2.1781 1.7103 2.7788 3.0704 2.6568 2.5260
2.3079 4.8982 4.0488 2.1803 1.7232 2.7544 3.0527 2.6279 2.4960
2.3058 4.9155 4.0614 2.1881 1.7398 2.7322 3.0205 2.5998 2.4883
2.2987 4.9274 4.0751 2.1562 1.6993 2.7044 2.9917 2.5906 2.4447
2.2979 4.9391 4.0949 2.1467 1.6916 2.6923 2.9817 2.5779 2.4287
2.2995 4.9519 4.0968 2.1401 1.6659 2.6996 2.9886 2.5708 2.4423
2.2981 4.9608 4.0986 2.1479 1.6681 2.7075 2.9730 2.5462 2.5006
2.2977 4.9705 4.1007 2.1484 1.6756 2.6864 2.9500 2.5321 2.4813
2.2995 4.9826 4.0847 2.1220 1.6344 2.6764 2.9322 2.5147 2.4785
2.3023 4.9972 4.0931 2.0924 1.6152 2.6299 2.9713 2.6164 2.4116
2.3050 5.0101 4.1059 2.0911 1.6199 2.6209 2.9604 2.6123 2.3958
2.3052 5.0332 4.1089 2.0768 1.5969 2.6003 2.9565 2.5846 2.3696
2.3078 5.0571 4.1301 2.0749 1.6047 2.5828 2.9558 2.5721 2.3341
2.3101 5.0850 4.1326 2.0792 1.6264 2.5624 2.9454 2.5571 2.2980
2.3123 5.1057 4.1331 2.0970 1.6643 2.5526 2.9253 2.5503 2.2860
2.3143 5.1237 4.1284 2.0704 1.6173 2.5449 2.9220 2.5464 2.2690
2.3154 5.1430 4.1410 2.0582 1.6080 2.5283 2.9076 2.5232 2.2575
2.3185 5.1625 4.1553 2.0556 1.6013 2.5265 2.9065 2.5193 2.2576
2.3200 5.1834 4.1662 2.0526 1.6015 2.5146 2.8872 2.5052 2.2432
2.3210 5.2064 4.1779 2.0455 1.6078 2.4948 2.8652 2.4876 2.2221
2.3250 5.2258 4.1665 2.0105 1.5694 2.4722 2.8634 2.4638 2.2052
2.3313 5.2492 4.2379 1.9988 1.5692 2.4594 2.8555 2.4463 2.2137
2.3350 5.2690 4.2537 1.9911 1.5581 2.4509 2.8292 2.4413 2.1986
2.3379 5.2883 4.2585 1.9905 1.5498 2.4510 2.8246 2.4386 2.2003
2.3426 5.3026 4.2625 1.9913 1.5636 2.4338 2.8135 2.4257 2.1647
2.3454 5.3185 4.2681 1.9965 1.5715 2.4280 2.7967 2.4136 2.1704
2.3436 5.3315 4.2619 1.9505 1.5102 2.4152 2.7892 2.3987 2.1554
2.3313 5.3403 4.2691 1.9406 1.5027 2.3989 2.7792 2.3739 2.1456
2.3219 5.3517 4.2775 1.9220 1.4679 2.3997 2.7732 2.3649 2.1552
2.3127 5.3602 4.2629 1.8980 1.4564 2.3741 2.7474 2.3383 2.1381
2.2975 5.3767 4.2619 1.8931 1.4420 2.3833 2.7510 2.3464 2.1483
2.2931 5.3841 4.2655 1.8708 1.4251 2.3673 2.7557 2.3318 2.1131
2.2903 5.3921 4.2737 1.8697 1.4152 2.3598 2.7473 2.3164 2.1261
2.2903 5.4024 4.2930 1.8491 1.3891 2.3546 2.7887 2.3211 2.0684
2.2904 5.4090 4.2846 1.8446 1.3811 2.3547 2.7941 2.3224 2.0633
2.2874 5.4121 4.2763 1.8436 1.3815 2.3498 2.8121 2.3113 2.0460
2.2993 5.4188 4.2726 1.8676 1.4116 2.3652 2.8181 2.3244 2.0724
2.3058 5.4282 4.2670 1.8684 1.4287 2.3426 2.7797 2.3137 2.0434
2.3084 5.4359 4.2720 1.8702 1.4273 2.3425 2.7610 2.3054 2.0580
2.3012 5.4427 4.2772 1.8699 1.4223 2.3419 2.7647 2.3028 2.0528
2.2908 5.4477 4.2768 1.8677 1.4213 2.3371 2.7506 2.3004 2.0517
2.2804 5.4544 4.2712 1.8651 1.4196 2.3303 2.7356 2.2921 2.0559
2.2549 5.4573 4.2664 1.8645 1.4330 2.3132 2.7272 2.2850 2.0208
2.2371 5.4586 4.2458 1.8621 1.4311 2.3034 2.7087 2.2755 2.0171
2.2209 5.4604 4.2278 1.8497 1.4019 2.3024 2.6975 2.2711 2.0299
2.1964 5.4602 4.1982 1.8368 1.4055 2.2961 2.7191 2.2655 2.0106
2.1853 5.4668 4.1941 1.8295 1.3990 2.2874 2.6920 2.2580 2.0147
2.1730 5.4709 4.1689 1.8239 1.4016 2.2791 2.6845 2.2609 1.9880
2.1569 5.4732 4.1685 1.8229 1.3976 2.2779 2.6799 2.2524 1.9971
2.1390 5.4760 4.1560 1.8258 1.4077 2.2687 2.6734 2.2439 1.9879
2.1185 5.4816 4.1505 1.8077 1.3775 2.2583 2.6603 2.2313 1.9767
2.1023 5.4908 4.1371 1.7937 1.3616 2.2397 2.6568 2.2258 1.9299
2.0876 5.4962 4.1529 1.7816 1.3473 2.2278 2.6483 2.2199 1.9137
2.0730 5.5037 4.1467 1.7702 1.3316 2.2218 2.6447 2.2152 1.9030
2.0586 5.5123 4.1173 1.7393 1.3118 2.2023 2.6369 2.1720 1.9037
2.0450 5.5175 4.1095 1.7432 1.3211 2.1852 2.6161 2.1622 1.8776
2.0328 5.5256 4.0801 1.7248 1.2826 2.1757 2.6385 2.1270 1.8675
2.0197 5.5305 4.0699 1.7233 1.2720 2.1819 2.6174 2.1529 1.8751
2.0116 5.5414 4.0503 1.7347 1.3023 2.1698 2.6067 2.1358 1.8658
2.0021 5.5522 4.0407 1.7197 1.2756 2.1643 2.5910 2.1298 1.8551
1.9975 5.5600 4.0293 1.7132 1.2658 2.1569 2.5621 2.1311 1.8354
2.0004 5.5767 4.0131 1.7008 1.2308 2.1596 2.5767 2.1230 1.8355
2.0187 5.5976 4.0033 1.7366 1.2772 2.1746 2.5817 2.1400 1.8521
2.1176 5.6593 4.1471 1.8442 1.3982 2.2812 2.6910 2.2607 1.9307
2.1663 5.7024 4.1533 1.8996 1.4541 2.3340 2.7352 2.3018 2.0066
2.2409 5.7679 4.5099 2.0994 1.6499 2.5342 2.9260 2.5229 2.1769
2.4309 5.8768 4.5903 2.2944 1.7989 2.7682 3.1309 2.7703 2.4120
2.5197 5.9550 4.6767 2.4609 1.9252 2.9634 3.3025 2.9707 2.6222
2.6023 6.0189 5.0563 3.0743 2.8096 3.3180 3.6412 3.2885 3.0424
3.0336 6.3092 5.8325 3.6309 3.1934 4.0476 4.3884 4.0995 3.6463
3.1040 6.3703 5.8880 3.7663 3.3101 4.1966 4.5576 4.2227 3.8158
3.1545 6.4200 5.9437 3.9452 3.4811 4.3833 4.7902 4.3874 3.9857
3.2655 6.4795 6.2283 4.0760 3.5482 4.5770 4.9422 4.6003 4.1912
3.3049 6.5112 6.2891 4.2151 3.6993 4.7066 5.0858 4.7295 4.2977
3.3403 6.5298 6.3735 4.5201 4.1311 4.8866 5.2786 4.8784 4.5085
3.5255 6.6412 6.8719 4.7983 4.3134 5.2566 5.6673 5.2778 4.8186
3.5455 6.6551 6.8974 4.8509 4.3527 5.3166 5.7393 5.3264 4.8754
3.5616 6.6661 6.9073 4.9337 4.4288 5.4118 5.8152 5.4094 5.0046
3.6027 6.6819 7.0184 4.9981 4.4821 5.4819 5.8495 5.4881 5.0983
3.6059 6.6850 7.0168 5.0246 4.5000 5.5162 5.9019 5.5239 5.1096
3.6046 6.6875 7.0201 5.0194 4.4724 5.5197 5.9287 5.5240 5.1185
3.5939 6.6848 7.0019 5.0171 4.5029 5.5118 5.9875 5.5268 5.0850
3.5894 6.6836 6.9882 5.0253 4.5328 5.4997 5.9484 5.5223 5.0851
3.5842 6.6762 6.9641 5.0195 4.5210 5.4998 5.9391 5.5214 5.0919
3.5692 6.6620 6.9504 5.0005 4.5064 5.4794 5.8955 5.5147 5.0747
3.5628 6.6501 6.9481 4.9981 4.5140 5.4699 5.9046 5.4997 5.0551
3.5539 6.6459 6.9239 4.9406 4.4298 5.4396 5.9021 5.4743 4.9899
3.5198 6.6313 6.8157 4.8812 4.3925 5.3588 5.8020 5.3883 4.9251
3.5058 6.6254 6.7971 4.8537 4.3610 5.3302 5.7824 5.3604 4.8834
3.4888 6.6197 6.7782 4.7818 4.2685 5.2790 5.7598 5.3048 4.8092
3.4425 6.6062 6.6844 4.6965 4.1959 5.1749 5.6683 5.1922 4.7004
3.4167 6.5934 6.6668 4.6216 4.1508 5.0725 5.5823 5.1010 4.5735
3.3872 6.5818 6.6178 4.3431 3.7454 4.9249 5.5466 4.9264 4.3891;